Effective as of 1/23/24 Vehicle Loans* *Term determined by amount financed and rate increases based on model year and other underwriting factors. Home Equity Loans* *Member pays appraisal, flood determination fee and closing costs. Appraisal Fees are $325 – $350. Flood Determination Fee $25. Closing Costs start at $800. All rates are subject to change … Continue reading Loan Rates