Loan Rates

Effective as of: March 20, 2017
Loan Type* Approximate Term APR
Unsecured loans up to 5 years rates starting at 9.75%
Fall Loan Special Borrow up to $3,700 for 37 months at 3.70% Limited time only!
Certificate Share Secured Certificate Term 1% above certificate account rate

Vehicle Loans *

New and One Year Old – Untitled Only –
36-60 Month Term starting at 1.99%
72-84 Month Term starting at 2.59%
Used Vehicles 2009-2017
36-60 Month Term starting at 1.99%
72-84 Month Term starting at 2.59%
Used Vehicles 2003-2008 starting at 3.99%
New and Used Boat Up to 120 Months starting at 4.75%
New and Used RV Up to 120 Months starting at 4.75%
New and Used Motorcycle Up to 84 Months starting at 2.49%
Special Interest Vehicle Up to 72 Months starting at 5.50%
*Term determined by amount financed

Home Equity Loans *

Financing 80% of appraisal minus balance on first trust 5 Year Fixed 3.00%
Financing 80% of appraisal minus balance on first trust 10 Yr Fixed 4.00%
Financing 80% of appraisal minus balance on first trust 15 Yr Fixed 4.25%
*Member pays appraisal, flood determination fee and closing cost, Appraisal Fees usually between $300 – $325, Flood Determination Fee $19.50, Closing Costs – approximately $675 – $1000, All rates subject to change without notice. Qualifications apply on all loans

Lines Of Credit

Overdraft Line of Protection – $1000 Limit 9.99%
MasterCard Credit Card – up to $25,000 limit 25 day grace period on purchases; cash advance interest compound daily up to 2% of purchase 9.99%
MasterCard Balance Transfers No fee Transfer rate 9.99%

Mortgage Loans

Click here for the latest rate and product information