Loan Rates

Effective as of: January 18, 2023
Loan Type*Approximate TermAPR starting atApproximate Payment Example
Unsecured Loansup to 5 years10.99% $543.64 (borrow $25,000)
Share Securedup to 120 months1% above share rate$85.51 (borrow $5,000 for 60 months at 1.02%)
Winter Loan Special35 months5.99%$109.25 (borrow $3,500 for 35 months at 5.99%)

Vehicle Loans*

Loan Type*Approximate TermAPR starting atApproximate Payment Example
New and untitled only36-60 months2.99%$359.26 (borrow $20,000 for 60 months)
72 months3.29%$306.46 (borrow $20,000 for 72 months)
84 months3.79%$271.43 (borrow $20,000 for 84 months)
96 months ($50k or more)4.29%$616.19 (borrow $50,000 for 96 months)
Used Vehicles
2022 and older
36-60 months2.99%$359.26 (borrow $20,000 for 60 months)
72 months3.29%$306.46 (borrow $20,000 for 72 months)
84 months3.79%$271.43 (borrow $20,000 for 84 months)
New and Used Boatup to 120 months3.99%$552.30 (borrow $30,000 for 60 months)
New and Used RVup to 120 months3.99%$552.30 (borrow $30,000 for 60 months)
New and Used Motorcycleup to 84 months2.99%$449.07 (borrow $25,000 for 60 months)

*Term determined by amount financed and rate increases based on model year and other underwriting factors.

Home Equity Loans*

Loan Type*Approximate TermAPR starting atApproximate Payment Example (Based on $50,000)
Financing 80% of appraisal minus balance on first trust5 Year Fixed3.25%$903.92
Financing 80% of appraisal minus balance on first trust10 Yr Fixed4.25%$512.17
Financing 80% of appraisal minus balance on first trust15 Yr Fixed4.50%$382.51

*Member pays appraisal, flood determination fee and closing cost. Appraisal Fees usually between $300 – $325, Flood Determination Fee $21.10, Closing Costs – approximately $675 – $1000, All rates subject to change without notice. Qualifications apply on all loans

 

Lines of Credit*

Loan Type*NotesAPR as low as
Overdraft Line of Protection$1,000 Limit9.99%
MasterCard Credit Cardup to $25,000 limit9.99%
MasterCard Balance TransfersNo fee9.99%

Credit Card Disclosures

Mortgage Rates

Click here for the latest rate and product information

 

 

APR = Annual Percentage Rate.  Rates subject to change at any time. See credit union for details.