Loan Rates

Effective as of: June 3, 2021
Loan Type*Approximate TermAPR starting atApproximate Payment Example
Unsecured Loansup to 5 years10.99% $543.64 (borrow $25,000)
Holiday Loan Special20 months4.99%$104.42 (borrow $2,000)
Certificate Share SecuredCertificate Term1% above certificate rate$86.02 (borrow $5,000 for 60 months at 1.25%)
Share Securedup to 120 months1% above share rate$85.58 (borrow $5,000 for 60 months at 1.05%)

Vehicle Loans*

Loan Type*Approximate TermAPR starting atApproximate Payment Example
New and untitled only36-60 months1.99%$350.49 (borrow $20,000 for 60 months)
72 months2.29%$297.58(borrow $20,000 for 72 months)
84 months2.79%$262.40 (borrow $20,000 for 84 months)
Used Vehicles
2007-2020
36-60 months1.99%$350.49 (borrow $20,000 for 60 months)
72 months2.29%$297.58(borrow $20,000 for 72 months)
84 months2.79%$262.40 (borrow $20,000 for 84 months)
New and Used Boatup to 120 months2.99%$538.96 (borrow $30,000 for 60 months)
New and Used RVup to 120 months2.99%$538.96 (borrow $30,000 for 60 months)
New and Used Motorcycleup to 84 months1.99%$438.11 (borrow $25,000 for 60 months)

*Term determined by amount financed

 

Home Equity Loans*

Loan Type*Approximate TermAPR starting atApproximate Payment Example (Based on $50,000)
Financing 80% of appraisal minus balance on first trust5 Year Fixed3.00%$898.58
Financing 80% of appraisal minus balance on first trust10 Yr Fixed4.00%$506.37
Financing 80% of appraisal minus balance on first trust15 Yr Fixed4.25%$376.27

*Member pays appraisal, flood determination fee and closing cost. Appraisal Fees usually between $300 – $325, Flood Determination Fee $20.10, Closing Costs – approximately $675 – $1000, All rates subject to change without notice. Qualifications apply on all loans

 

Lines of Credit*

Loan Type*NotesAPR as low as
Overdraft Line of Protection$1,000 Limit9.99%
MasterCard Credit Cardup to $25,000 limit9.99%
MasterCard Balance TransfersNo fee9.99%

Credit Card Disclosures

Mortgage Rates

Click here for the latest rate and product information

 

 

APR = Annual Percentage Rate.  Rates subject to change at any time. See credit union for details.