Loan Rates

Effective as of: March 20, 2019
Loan Type*Approximate TermAPR as low asApproximate Payment Example
Unsecured Loansup to 5 years9.75% $528.37 (borrow $25,000)
Spring Loan Special 30 months3.00%$103.93 (borrow $3,000)
Certificate Share SecuredCertificate Term1% above certificate rate$86.24 (borrow $5,000 for 60 months at 1.35%)
Share Securedup to 120 months1% above share rate$85.01 (borrow $5,000 for 60 months at 1.05%)

Vehicle Loans*

Loan Type*Approximate TermAPR as low asApproximate Payment Example
New and One Year Old – Untitled Only36-60 months1.99%$350.51 (borrow $20,000 in 60 months)
72-84 months2.59%$300.27 (borrow $20,000 at 72 months)
Used Vehicles 2011-201936-60 months1.99%$350.51 (borrow $20,000 in 60 months)
72-84 months2.59%$300.27 (borrow $20,000 at 72 months)
Used Vehicles 2005-20103.99%$368.32 (borrow $20,000 in 60 months)
New and Used Boatup to 120 months4.75%$562.85 (borrow $30,000 at 60 months)
New and Used RVup to 120 months4.75%$562.85 (borrow $30,000 at 60 months)
New and Used Motorcycleup to 84 months2.49%$443.64 (borrow $25,000 at 60 months)
Special Interest Vehicleup to 72 months5.50%$286.60 (borrow $15,000 at 60 months)

*Term determined by amount financed

 

Home Equity Loans*

Loan Type*Approximate TermAPR as low asApproximate Payment Example (Based on $50,000)
Financing 80% of appraisal minus balance on first trust5 Year Fixed3.00%$898.58
Financing 80% of appraisal minus balance on first trust10 Yr Fixed 4.00%$506.37
Financing 80% of appraisal minus balance on first trust15 Yr Fixed4.25%$376.27

*Member pays appraisal, flood determination fee and closing cost, Appraisal Fees usually between $300 – $325, Flood Determination Fee $19.50, Closing Costs – approximately $675 – $1000, All rates subject to change without notice. Qualifications apply on all loans

 

Lines of Credit*

Loan Type*NotesAPR as low as
Overdraft Line of Protection$1,000 Limit9.99%
MasterCard Credit Cardup to $25,000 limit9.99%
MasterCard Balance TransfersNo fee9.99%

Credit Card Disclosures

Mortgage Rates

Click here for the latest rate and product information

 

 

APR = Annual Percentage Rate.  Rates subject to change at any time. See credit union for details.