Why Join Front Royal?

Join Online in Minutes! 

Local roots. Real People. Real reasons to join.

At Front Royal Credit Union, we’ve been serving our neighbors since 1949 with a simple promise: put people first. Whether you’re planning your next big step or looking for everyday financial peace of mind, you’ll find real value and real people here to help.

Why choose us?

  • Competitive rates to help your money go further
  • Minimal fees and no surprise charges
  • Friendly, knowledgeable team who knows you by name 

Not to mention, we have THREE special offers for new credit union members!

An Auto Loan That Works for You

  • Rates as low as 3.99% APR*
  • No payments for 45 days**
  • Flexible terms that fit your budget

Click here for more details and to apply – but quick! This rate is only available until July 31st! 

 

Home Equity Loans with Low Closing Costs

  • Fixed rates as low as 4.75% APR*
  • Low closing costs**
  • Use it to renovate, consolidate, or take that dream vacation

Click here for more details and to apply! 

 

Summer Personal Loans
Borrow $3,500 at a just 5.99% APR*

  • Fixed-rate loan with fixed monthly payments
  • Affordable monthly payments to help you pay down debt faster
  • Better alternative to the average credit card

Click here for more details and to apply! 

 

Let’s grow together. Open an account today.

Open an account online and the benefits start right away. Experience financial service that’s personal, honest, and truly local.

_______________________________________________________________________

*APR= Annual Percentage Rate. Equal Housing Lender – We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS#583599

Auto Loans
Actual rate and repayment terms based on individual credit history, loan term, model year of vehicle, and may be higher than 3.99% APR. **Interest will continue to accrue during 45-day period with no payments. All loans subject to credit approval. Membership eligibility is required. 

Summer Personal Loans
Rate and offer subject to change at any time without notice. Membership required. Qualifications apply. One loan special per member per season, maximum of 2 loan specials per member. Terms and Conditions cannot be modified. $109.26 monthly payment based on a $3,500 loan at 5.99% APR over 35-months. Offer ends September 20, 2025. This credit union is federally insured by the NCUA.