Savings Rates

Effective January 1, 2021

Type of Account	Interest Rate	APY = Annual Percentage Yield
Share Account	0.00%	0.00%	Anticipated; $5 to open; $50 minimum for APY.
Custodial	0.00%	0.00%	Anticipated; $5 to open; $50 minimum for APY.
Share Draft Account	0.00 %	0.00 %	Anticipated
Vacation Club	0.00%	0.00%	Anticipated
Christmas Club	0.00%	0.00%	Anticipated
Insurance	0.00 %	0.00 %	Anticipated
IRA	0.00%	0.00%	Anticipated
Share Certificate Rates	Interest Rate	APY	$500 Minimum Deposit on Share Certificates
1 Year	0.00%	0.00%	Effective March 16, 2021
2 Years	0.00%	0.00%	Effective March 16, 2021
3 Years	0.00%	0.00%	Effective March 16, 2021
4 Years	N/A	N/A	This product is currently unavailable
5 Years	N/A	N/A	This product is currently unavailable
IRA Certificate Rates	Interest Rate	APR
IRA 1 Year	0.00%	0.00%	Effective March 16, 2021
IRA 2 Years	0.00%	0.00%	Effective March 16, 2021
IRA 3 Years	0.00%	0.00%	Effective March 16, 2021
IRA 4 Years	N/A	N/A	This product is currently unavailable
IRA 5 Years	N/A	N/A	This product is currently unavailable
Penalty may apply for early withdrawal. Rates subject to change without notice.