Vehicle Loans

It’s time to shift into a better loan with Front Royal Federal Credit Union. With low rates and affordable payments, we make sure our members are in the driver’s seat when it comes to buying their dream car.

Before you buy, check out our low auto loan rates and compare them to the competition. We’ll quickly process a pre-approval application for you so you can establish your price range before shopping for a car.

New or Used, Purchase or Refinance
Whether you are in the market for a new or used vehicle or you want to refinance your current loan from another financial institution and save – your credit union is here to help and save you more.

Payroll Deduction/Automatic Payments
Let us set up your auto loan to deduct automatically from payroll or share or share draft (checking) account. Paying for your loan has never been easier.

Flexible Terms
Front Royal FCU offers terms to fit nearly every need. Pay it off quickly with a short balance or if you need lower payments, choose a longer term. We can help find the right monthly payment.

Give Your Auto Loan the Royal Treatment*
What’s better than saving money on your car loan? Getting paid to spread the word about it! Transfer your auto loan financed elsewhere to Front Royal FCU; if we can lower your interest rate and/or payment, we’ll let you know how much you’ll save over the life of your loan. Then, allow us to share your savings amount on Facebook with a picture of your car or a written testimonial, and we’ll pay you $50! Members save $1,207 on average just by choosing Front Royal over the competition. Apply today! 

*APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history and may be higher than 1.99% APR. Loans currently financed with the credit union are not eligible. $50 incentive will be deposited to your share account within 30 days of your savings picture or testimonial being posted on the FRFCU Facebook page. Membership eligibility required. Credit Union reserves the right to discontinue, change and/or update the promotion without notice. Average $1,207 savings based on data from Q3 2017 CUNA Membership Benefits Report and $20,000 used auto loan at lowest 1.99% rate; your savings may vary. All loans subject to approval.