Our Blog


Why We Love Fall Home Improvement (And You Should, Too!)

    Many consider summer to be the best season for home improvement because of its predictably nice weather and extended daylight. In reality, making upgrades that improve your home’s value is a great idea no matter the time of year. As we enter the autumn season, here are some reasons we love fall for tackling […]

Posted by Liz Garster in Loans.


8 Reasons Why Credit Unions Are Better Than Big Banks

by Daniel Wesley For years, there have been countless debates regarding banks and credit unions and which is the better option. Some of the major banks can be found in just about every city around the nation, but does that mean their offerings are superior to those of credit unions? Not necessarily. Plus, members of […]

Posted by Kelley Parks in Uncategorized.


Want to Save More Money? Join a Credit Union

By Charisse Amanda (Conanan) Johnson If you want to have more money to do stuff with, then setting up a savings account at a credit union is one powerful way to do so. Whether you want to save more as an individual or as a family, for emergencies or vacation, there is no shortage of […]

Posted by Kelley Parks in Uncategorized.


Top 10 Credit Union Benefits for Millenials

  1. A great place to start building credit. Several of the young people we spoke to felt particular gratitude to their credit union for helping them establish a good credit history. This includes more than just receiving a piece of plastic – they also received good advice on the responsibility that comes with credit. 2. A resource for […]

Posted by Kelley Parks in Uncategorized.


5 Things To Consider Before Purchasing a Boat, Motorcycle, or RV

You’ve made up your mind to make this the “summer of fun” and are considering buying a boat, motorcycle, or RV – congratulations! Before you hit the open road or open water with your new toy, here are 5 things to consider before making the big purchase: 1. How much will you use it? If […]

Posted by Liz Garster in Loans.


Education Distributions

What are qualified educational expenses? ESAs tax-free withdrawals may be made to pay for qualifying educational expenses for a child’s kindergarten through 12th grade qualified expenses at a public, private, or parochial school, and for a child’s higher education. Qualified (K–12) education expenses include the following. Tuition, fees, books, supplies, equipment, services for special needs children, and […]

Posted by Kelley Parks in Uncategorized.


Am I eligible to contribute to an ESA?

Parents, grandparents, family, friends, the child, and any other individuals are eligible to contribute to an ESA as long as their modified adjusted gross income (MAGI)* does not exceed the eligibility limits (see below). Organizations, such as corporations and trusts, also may contribute and do not need to meet the MAGI requirements. Modified Adjusted Gross […]

Posted by Kelley Parks in Uncategorized.


Coverdell Education Savings Account

What is a Coverdell education savings account (ESA)? A Coverdell education savings account (ESA) is an account set up to help save for a child’s education expenses. You generally may contribute to an ESA on behalf of any child. What are the tax advantages of ESAs? An ESA allows you to save for a child’s […]

Posted by Kelley Parks in Uncategorized.


Trust Accounts

Front Royal FCU offers accounts for Revocable Living Trusts. To open a Revocable Living Trust Account, you must have an established membership savings account. You may open savings, checking, and certificates on a Revocable Living Trust Account.

Posted by Kelley Parks in Uncategorized.