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Front Royal Federal Credit Union is accepting applications for their Board of Directors. The FRFCU has been in business since 1949. This is a volunteer position. Some of the responsibilities for the position include: Attend monthly board meetings. To develop objectives, goals and strategic plans. Make sure the credit union is in sound financial condition, […]

Posted by Amanda Thomas in Uncategorized.


Important notice about our South Street branch location

Effective November 1, 2021, our branch located at 113 South Street will be temporarily closed. This is due to a staffing shortage that we are currently experiencing. Please utilize our full-service branch at 230 North Royal Avenue for all of your in-person banking needs. Additionally, we have plenty of ways for you to quickly and […]

Posted by Amanda Thomas in Uncategorized.


Beware of the Latest Scam Preying on Apple Users

We wanted to let you know about another type of fraud that is affecting Apple product users across the country who are credit union members. Scammers posing as Apple Tech support call saying they have information that someone from another country is attempting to break into your bank account and access your funds. Additionally, the […]

Posted by Amanda Thomas in Uncategorized.


You can now apply online and sign electronically for a loan!

In this “new normal” of social distancing, you can still take advantage of the great rates and loan options we provide right from the comfort and safety of your home with our home banking service. If you haven’t been sure about online banking in the past, we encourage you to enroll in this safe and […]

Posted by Amanda Thomas in Uncategorized.


8 Reasons Why Credit Unions Are Better Than Big Banks

by Daniel Wesley For years, there have been countless debates regarding banks and credit unions and which is the better option. Some of the major banks can be found in just about every city around the nation, but does that mean their offerings are superior to those of credit unions? Not necessarily. Plus, members of […]

Posted by Kelley Parks in Uncategorized.


Want to Save More Money? Join a Credit Union

By Charisse Amanda (Conanan) Johnson If you want to have more money to do stuff with, then setting up a savings account at a credit union is one powerful way to do so. Whether you want to save more as an individual or as a family, for emergencies or vacation, there is no shortage of […]

Posted by Kelley Parks in Uncategorized.


Top 10 Credit Union Benefits for Millenials

  1. A great place to start building credit. Several of the young people we spoke to felt particular gratitude to their credit union for helping them establish a good credit history. This includes more than just receiving a piece of plastic – they also received good advice on the responsibility that comes with credit. 2. A resource for […]

Posted by Kelley Parks in Uncategorized.


5 Things To Consider Before Purchasing a Boat, Motorcycle, or RV

You’ve made up your mind to make this the “summer of fun” and are considering buying a boat, motorcycle, or RV – congratulations! Before you hit the open road or open water with your new toy, here are 5 things to consider before making the big purchase: 1. How much will you use it? If […]

Posted by Liz Garster in Loans.


Education Distributions

What are qualified educational expenses? ESAs tax-free withdrawals may be made to pay for qualifying educational expenses for a child’s kindergarten through 12th grade qualified expenses at a public, private, or parochial school, and for a child’s higher education. Qualified (K–12) education expenses include the following. Tuition, fees, books, supplies, equipment, services for special needs children, and […]

Posted by Kelley Parks in Uncategorized.


Am I eligible to contribute to an ESA?

Parents, grandparents, family, friends, the child, and any other individuals are eligible to contribute to an ESA as long as their modified adjusted gross income (MAGI)* does not exceed the eligibility limits (see below). Organizations, such as corporations and trusts, also may contribute and do not need to meet the MAGI requirements. Modified Adjusted Gross […]

Posted by Kelley Parks in Uncategorized.