Personal Loans

Bring Home the Cheer

A holiday loan made to brighten your season — from shopping to travel to family gatherings.

The holidays should be about joy, not juggling expenses. Whether you’re covering gifts, travel plans, or festive celebrations, Front Royal Federal Credit Union is here to make it easier.

For a limited time, you can:

  • Borrow up to $1,800.00
  • Repay over 18 months
  • Enjoy a low 5.99% APR*

With predictable payments and flexible terms, our Holiday Loan Special helps you keep your focus where it belongs: on family, friends, and the moments that make this time of year special.

Apply today and bring home the cheer.

Apply Now!

*APR = Annual Percentage Rate. Rate and offer subject to change at any time without notice. Membership required. Qualifications apply. One loan special per member per season, maximum of 2 loan specials per member. Terms and Conditions cannot be modified. $104.81 monthly payment based on $1,800.00 loan at 5.99% APR over 18 months. To qualify for this promotional rate, loan applications must be received between 12:00 a.m. EST on November 1, 2025 and 11:59 p.m. EST on December 24, 2025. This credit union is federally insured by the National Credit Union Administration.

Member Relief Loans

During this time of uncertainty, if you are feeling the stress of worrying about making ends meet or want to consolidate debt from credit cards or other high-interest loans to help lower your monthly payments, Front Royal Federal Credit Union is here to help. Our personal loans feature:

  • Fixed-rate loan with fixed monthly payments
  • Affordable monthly payments to help you pay down debt faster
  • Better alternative to the average credit card

If you need financial assistance with a personal loan, applying is easy:

We are here for you during this time and always, and we look forward to serving your financial needs.

Personal Loans for Any Need

Sometimes it seems as if life has a knack of getting expensive at the most inconvenient times. When you don’t want to use your hard earned savings for unexpected expenses, take out a small Personal Loan from Front Royal FCU. The possibilities are endless. It’s a win/win – you get to keep your account plentiful and pay back the loan with low rates and affordable payments. Rather than putting a large expense on a credit card, use a personal loan to create predictable monthly payments to pay down the balance in a set amount of time.

There are endless ways to use a personal loan:

  • Debt Consolidation
  • Wedding Expenses
  • Medical, Dental or Orthodontic Bills
  • Auto or Home Repairs
  • Tax Bills
  • Unexpected Expenses
  • And more!

View our rates or contact us to learn more about personal loans at your credit union.

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