Personal Loans

Winter Personal Loan Special

Winter expenses can add up fast. Front Royal Federal Credit Union is here with a Winter Personal Loan Special that gives you steady payments, a low fixed rate, and room in your budget for the season ahead.

  • Borrow up to $3,500
  • 35 months at 5.99% APR*
  • Estimated monthly payment: $109.24

Winter tends to bring a few extra expenses along with the cold. Higher utility bills, holiday catch-up, and those surprise costs that always seem to show up at the wrong time. Insulate your budget this winter with a personal loan from Front Royal FCU. 

*APR= Annual Percentage Rate. Rate and offer subject to change at any time without notice. Membership required. Qualifications apply. One loan special per member per season, maximum of 2 loan specials per member. Terms and Conditions cannot be modified. $109.24 monthly payment based on $3,500 loan at 5.99% APR over 35 months. To qualify for this promotional rate, loan applications must be received between 12:00 a.m. EST on December 26, 2025 and 11:59 p.m. EST on March 19, 2026.

Member Relief Loans

During this time of uncertainty, if you are feeling the stress of worrying about making ends meet or want to consolidate debt from credit cards or other high-interest loans to help lower your monthly payments, Front Royal Federal Credit Union is here to help. Our personal loans feature:

  • Fixed-rate loan with fixed monthly payments
  • Affordable monthly payments to help you pay down debt faster
  • Better alternative to the average credit card

If you need financial assistance with a personal loan, applying is easy:

We are here for you during this time and always, and we look forward to serving your financial needs.

Personal Loans for Any Need

Sometimes it seems as if life has a knack of getting expensive at the most inconvenient times. When you don’t want to use your hard earned savings for unexpected expenses, take out a small Personal Loan from Front Royal FCU. The possibilities are endless. It’s a win/win – you get to keep your account plentiful and pay back the loan with low rates and affordable payments. Rather than putting a large expense on a credit card, use a personal loan to create predictable monthly payments to pay down the balance in a set amount of time.

There are endless ways to use a personal loan:

  • Debt Consolidation
  • Wedding Expenses
  • Medical, Dental or Orthodontic Bills
  • Auto or Home Repairs
  • Tax Bills
  • Unexpected Expenses
  • And more!

View our rates or contact us to learn more about personal loans at your credit union.

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