Personal Loans

Keep Life Moving with a Fall Personal Loan

Borrow $3,000 at a rate as low as 5.99% APR*

Some expenses can wait. Others need to get handled… a little sooner. Maybe it’s a project around the house that’s been sitting on the list for months, the car needs work, or school expenses came in higher than expected. 

That’s where our Fall Personal Loan can help. Qualified members can borrow up to $3,000 at 5.99% APR* for 30 months. You’ll know your payment from the beginning, and you can use the funds wherever you might need them.

A Personal Loan From People You Know

There are plenty of places to borrow money. We’ve been part of this community for a long time, and we know the people who walk through our doors. We know our members, we know their families, and we’re here when someone needs to sit down and talk through a financial decision with a real person.

Our seasonal personal loans are there for the everyday expenses that come up throughout the year. This fall, that could mean finishing something around the house, getting a repair taken care of, covering a family expense, or finally crossing something off the list. You decide where the money needs to go.

The Fall Personal Loan special is available now through October 31, 2026. Apply online when you’re ready, call us at 540-635-7133, or come see us in person. We’re here to help you keep life moving.

Apply Now

 

*APR = Annual Percentage Rate. Rate and offer subject to change at any time without notice. Membership required. Qualifications apply. One loan special per member per season, maximum of 2 loan specials per member. Terms and conditions cannot be modified. $107.92 monthly payment based on $3,000 loan at 5.99% APR over 35 months. Offer available from September 22, 2026 through October 31 21, 2026. This credit union is federally insured by the National Credit Union Administration.

 

Member Relief Loans

During this time of uncertainty, if you are feeling the stress of worrying about making ends meet or want to consolidate debt from credit cards or other high-interest loans to help lower your monthly payments, Front Royal Federal Credit Union is here to help. Our personal loans feature:

  • Fixed-rate loan with fixed monthly payments
  • Affordable monthly payments to help you pay down debt faster
  • Better alternative to the average credit card

If you need financial assistance with a personal loan, applying is easy:

We are here for you during this time and always, and we look forward to serving your financial needs.

Personal Loans for Any Need

Sometimes it seems as if life has a knack of getting expensive at the most inconvenient times. When you don’t want to use your hard earned savings for unexpected expenses, take out a small Personal Loan from Front Royal FCU. The possibilities are endless. It’s a win/win – you get to keep your account plentiful and pay back the loan with low rates and affordable payments. Rather than putting a large expense on a credit card, use a personal loan to create predictable monthly payments to pay down the balance in a set amount of time.

There are endless ways to use a personal loan:

  • Debt Consolidation
  • Wedding Expenses
  • Medical, Dental or Orthodontic Bills
  • Auto or Home Repairs
  • Tax Bills
  • Unexpected Expenses
  • And more!

View our rates or contact us to learn more about personal loans at your credit union.

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