Personal Loans

Crunch the Leaves, Not the Numbers

A personal loan special to help you cover Fall needs without surprises.

Cover Seasonal Expenses with Ease

From home repairs to holiday planning, fall often brings added costs. Our Fall Loan Special helps you handle them with confidence and predictability.

  • Borrow up to $3,000 with a fixed rate for 30 months
  • Steady monthly payment so you can plan ahead
  • No hidden fees or financial surprises

You can apply entirely online or by phone. We’ll guide you through each step.

Why Front Royal Federal Credit Union
You’re not an account number. You’re a neighbor. Our goal is to help you feel confident through every season, with respect, transparency, and local support that understands your needs.

Apply Now!

*APR = Annual Percentage Rate. Rate and offer subject to change at any time without notice. Membership required. To qualify for this promotional rate, loan applications must be received between 12:00 a.m. on September 22, 2025 and 11:59 p.m. EST on October 31, 2025. Other Qualifications apply. One loan special per member per season, maximum of two (2) loan specials per member. $107.94 monthly payment based on $3,000 loan at 5.99% APR over 30 months. This credit union is federally insured by the National Credit Union Administration.

Member Relief Loans

During this time of uncertainty, if you are feeling the stress of worrying about making ends meet or want to consolidate debt from credit cards or other high-interest loans to help lower your monthly payments, Front Royal Federal Credit Union is here to help. Our personal loans feature:

  • Fixed-rate loan with fixed monthly payments
  • Affordable monthly payments to help you pay down debt faster
  • Better alternative to the average credit card

If you need financial assistance with a personal loan, applying is easy:

We are here for you during this time and always, and we look forward to serving your financial needs.

Personal Loans for Any Need

Sometimes it seems as if life has a knack of getting expensive at the most inconvenient times. When you don’t want to use your hard earned savings for unexpected expenses, take out a small Personal Loan from Front Royal FCU. The possibilities are endless. It’s a win/win – you get to keep your account plentiful and pay back the loan with low rates and affordable payments. Rather than putting a large expense on a credit card, use a personal loan to create predictable monthly payments to pay down the balance in a set amount of time.

There are endless ways to use a personal loan:

  • Debt Consolidation
  • Wedding Expenses
  • Medical, Dental or Orthodontic Bills
  • Auto or Home Repairs
  • Tax Bills
  • Unexpected Expenses
  • And more!

View our rates or contact us to learn more about personal loans at your credit union.

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