Savings Rates

Effective as of November 19, 2018
Type of Account APR = Annual Percentage Rate APY = Annual Percentage Yield
Shares .30% .30% Anticipated; $5 to open; $50 minimum for APY.
Custodial .30% .30% Anticipated; $5 to open; $50 minimum for APY.
Draft 0.00 % 0.00 % Anticipated
Vacation .30% .30% Anticipated
Christmas .30% .30% Anticipated
Insurance 0.00 % 0.00 % Anticipated
IRA .30% .30% Anticipated

 

Share Certificate Rates

 

APR

 

APY

 

$500 Minimum Deposit on Share Certificates

1 Year .35% .35% Effective 04-30-2014
2 Years .40% .40% Effective 12-11-14
3 Years .45% .45% Effective 03-30-2012
4 Years .80% .80% Effective 03-30-2012
5 Years .85% .85% Effective 03-30-2012

 

IRA Certificate Rates

 

APR

 

APR

IRA 1 Year .35% .35% Effective 04-30-2014
IRA 2 Years .40% .40% Effective 12-11-2014
IRA 3 Years .45% .45% Effective 03-30-2012
IRA 4 Years .80% .80% Effective 03-30-2012
IRA 5 Years .85% .85% Effective 03-30-2012
A penalty may apply for early withdrawal. Rates subject to change without notice. Calculation of effective annual yields paid quarterly.