Savings Rates

Effective July 1, 2025

Type of Account	Dividend Rate	APY = Annual Percentage Yield
Share Account	0.05%	0.05%	Anticipated; $5 to open
Custodial	0.05%	0.05%	Anticipated; $5 to open
Share Draft Account	0.00 %	0.00 %	Anticipated
Vacation Club	0.05%	0.05%	Anticipated
Christmas Club	0.05%	0.05%	Anticipated
IRA	0.05%	0.05%	Anticipated

Share Certificate Rates	Dividend Rate	APY = Annual Percentage Yield	$10,000.00 Minimum Deposit on Share Certificates
1 Year	0.75%	0.752%	Effective April 18, 2023
2 Years	0.85%	0.852%	Effective April 18, 2023
3 Years	0.95%	0.953%	Effective April 18, 2023
4 Years	1.00%	1.003%	Effective April 18, 2023
5 Years	1.15%	1.154%	Effective April 18, 2023
IRA Certificate Rates	Dividend Rate	APY = Annual Percentage Yield
IRA 1 Year	0.75%	0.752%	Effective April 18, 2023
IRA 2 Years	0.85%	0.852%	Effective April 18, 2023
IRA 3 Years	0.95%	0.953%	Effective April 18, 2023
IRA 4 Years	1.00%	1.003%	Effective April 18, 2023
IRA 5 Years	1.15%	1.154%	Effective April 18, 2023
*Fees could reduce the earnings on account. Penalty may apply for early withdrawal. Rates subject to change without notice.